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Downloads related to Payday loan

Resolved Question: What is the best and safest site for receiving a payday loan?

i have seen several adds for online payday advance sites. was just wondering if and how they work? are they safe? what is the quickest, safest, every around best one to use?

8 Mar 2010, 1:27 am | click here to view more

Resolved Question: Is it safe to apply for an online payday loan?

They ask you to fill out your social security number, and your checking account number online. Can this be trusted? I want to receive a payday loan

8 Mar 2010, 1:20 am | click here to view more

Resolved Question: Where can I find a Quick and easy online payday loan?

I need a quick and easy payday loan that does not check credit or does not care about bad credit.

8 Mar 2010, 1:19 am | click here to view more

Resolved Question: Do you know what site or link that gives the best amount for a best payday loan?

I need around 1500 from a payday lender. Can't receive a loan through conventional means due to credit. I have been offered many payday loans of smaller amounts but I would rather not do that since fees are every so high. Obviously, many loans would equal a much higher repayment on that 1500. Does anyone know of a payday lender who will loan that much first time out?

8 Mar 2010, 1:19 am | click here to view more

Resolved Question: Can I get a payday cash advance loan?

I am currently employed but don't have a checking account, can I receive a payday cash advance loan?

8 Mar 2010, 1:18 am | click here to view more

Resolved Question: Where can i find good faxless loan payday?

Every payday loan company reject me.I just need to loan 700 to pay for my bills ,could you recommend me some I want easy approved loan with no fax.

8 Mar 2010, 1:17 am | click here to view more

Resolved Question: What are some actual online payday loan places?

I am just wondering what are some websites to actual payday loan places not third party searchers for lenders. Preferably some reasonably easy ones. I am trying to help a pal of mine receive some money because he wants to receive his life on track and receive a job but his car is broken down and there isnt any business in walking distance or any public transportation because he lives in such a tiny town. Or if anyone knows an organization who can help someone in that situation. Thanks!

8 Mar 2010, 1:10 am | click here to view more

Resolved Question: What are some reliable payday loan sites?

Has anyone ever gotten a payday loan? I am in an emergency and can definitely pay this back by next pay day, however, I don't know which payday loan company to trust. Any suggestions?

8 Mar 2010, 1:09 am | click here to view more

Resolved Question: What is the best place online to get a payday loan?

I want to receive a payday loan, but many of the ones that i have used online are fraudulent. Does anyone know of a trusted online company? I live in WV, and alot of them don't deal with WV. Please help.

8 Mar 2010, 1:07 am | click here to view more

Resolved Question: How long the process does takes to get payday loan?

I am in urgent need of money. I am decided to take payday loan. What are the main requirements for payday loan? How long the process does takes to receive payday loan?

8 Mar 2010, 1:07 am | click here to view more

Voting Question: Should I pay the biggest debt first which is the HSBC Bank?

I got a judgment of a Marshall he s badge number is 10 from New York it s say that Notice of Garnishment Please take notice that a judgment has been entered against the over named judgment debtor. Pursuant to the INCOME EXECUTION delivered to me, you are required to make arrangements and have your first payment in my office within 20 days from the over date. Upon your default, a copy of the\is execution will be served upon any person (corporation, etc. from whom you are receiving or will receive money and will result in additional costs to you. I possess 2,390.48 the settlement is 1,266.96 I just had gotten a job at Duane Reade working in the warehouse I start Tuesday before I wasn't making enough I was working at Maxx Mail only making 45 cent commission delivery packages I most I make less 100 dollars plus I got other debts I have to deal with I got the payday loan to pay off with they increases to $1,040 cause I take so long to make a payment and chase Bank which I possess them $410 and T-Mobile which I possess them $700 but they haven't called me a while I never heard of them. I want to win a sweepstakes or join a business to make money what that mean.

7 Mar 2010, 2:30 pm | click here to view more

Resolved Question: is there a safe way to get a loan without using a payday loan?

me and my wife have fallen behind because of lazy out of work room mates. whats done is done but we need money quick so we dont lose our car and home. any suggestions?

6 Mar 2010, 6:56 pm | click here to view more

Voting Question: i have a bad credit report from defaults over 2 years old and i am in desperate need of a personal loan?

i have a bad credit report from defaults over 2 years old and i am in desperate need of a personal loan to consolidate current overdue bills and credit card payment does anyone know who will help me? preferably no credit checks but not a payday loan as i need min 3k I'm located in Australia so i will need someone who will approve / lend to me in Australia my total debts is only around 3k but seem to be impossible to receive as i don't have any real assets to my name so i would require an unsecured loan.

6 Mar 2010, 6:53 am | click here to view more

Resolved Question: Would You Get a Payday Loan that's on This Site?

I've decided to receive a payday loan and I found this blog that lists a bunch of different payday loan sites...do you think I should use this site or another one? Dont preach to me about not getting a payday loan, I've already decided to receive one and plan to pay it back when I receive paid. Here is the site: http://paydayloanapply.blogspot.com .....please check it out and tell me if you think its okay to use.

5 Mar 2010, 1:08 pm | click here to view more

Resolved Question: A legit Cash advance or small loan national or online?

Does anyone know of a legit cash advance or payday advance company online or in the state of North Carolina. I need about $200 quick, like today?

5 Mar 2010, 12:19 pm | click here to view more

Resolved Question: Can payday advance places repo your car?

I just wondered if they can arrive take your car for not paying back a payday loan? Is that why they ask about what your license dish number is?

4 Mar 2010, 9:35 am | click here to view more

Voting Question: Ive fallen into a payday loan trap and cant get out!?

a while back i took out a payday loan and then another then couldnt afford to pay these back so had to take out another then another. I was just going round in a circle, borrowing frm one to pay another, Im now realising that unless i do something asap i will forever be stuck ina vicious circle. Can anyone advise on what i should do? what is the worst that these people can do to me if i cease paying them back? Obv they have my bank details but if they try for the money from my account they will not receive it as it aint there and i wont be charged below the new ruling my bank goes on. What process would they go through to receive the money back? can go to jail for this?

4 Mar 2010, 7:56 pm | click here to view more

Resolved Question: can your wages be garnished for not repaying payday loans?

i currently have 5 payday loans that i can not afford to pay back. at this point i owe $2300 and i cant afford it right now. i am also 7 months pregnant and i dont know what to do anymore because soon i will be on maternity leave and will only be getting 60% of my paycheck. i tried to apply for loans, but i cant receive approved because i have bad credit and the ones that say they help people with bad credit are scams. does anyone know what i can do? i am very worried about my wages being garnished.

4 Mar 2010, 1:42 pm | click here to view more

Voting Question: if i apply for a payday loan and it says im approved does that mean that i get the money?

if so then how would i pay it back? would they take it out of my pay check or send me a bill?

4 Mar 2010, 12:57 am | click here to view more

Resolved Question: Is there any way to get quick loan with out credit check for peolpe with troubled credit?

By trouble credit I mean a hospital bill which I'm still being pursued by collectors even though a financial rep at the hospital told me I could and most likely would receive help with the charges. She stated that I might be able to receive some or 100% aid in this matter which was due to an accident where I avoided hitting an animal at cost of breaking my left meta-carpal. Next is a loan that was took out to repair the same car before that accident but was due to the KS Ice Storm which caused many wrecks and few or more deaths the first or second week of January 2005. I'd try to pay of the loan while working at the gas station on turnpike, however. Due to the somewhat great distance and role Butler Community College seemed/was lower than should be and required more focus. Also after the broken carpal accident, Navy Federal Credit Union approved me for card which not ask for, however. It did help me pay on some things and bills which I'd aquired and agreed to help family with and even by me another vehicle, well made big payment on one then had to still receive a loan however. The latter was not truly fair as I had bought a 1992 Dodge (tiny truck) which less than 2 hours after started smoking and caught flame as headed toward El Dorado, KS to receive on turnpike to receive to work, cause that's before I'd quit. The dealership said that not able to use lemon law nor were liable for the vehicle malfunction, thus why they talked me and my uncle into receive another one from them. Then I have my bank accounts which have many issues themselves. Bank of America is a charge off due to unauthorize use of card, due to being stolen, and not know it before wrote checks and then when did find out another issue happened and thus the cops told me that the only thing would receive is 460 or little more as restution and BOA said that I'd been responsible as when the card happened to be took before had not noticed until activity not made by me happened and I'd only canceled and got another card since thought misplace or lost it, however. That was not the case and it happened be stolen by people who I just met and was ignorant in trying to help but was scammed and used. Then US Bank tricked me and caused me to have a check account in Topeka, Ks during summer 2008 thus when used my card and thought was savings debit card charged me fees when used it at places like turnpike, comic store, and few more places when balance was low. Thus not find out until the balance was negative and getting collection calls. I'd not have job yet and was attending Washburn University full time, below Federal Aid and GI Bill, I also used Check Into Cash payday loans and Loan Max to help pay some fees, college, and more. I was successful for awhile until lost my job, was not able to enroll in college again due to hold, and lost car to loan max cause not able to pay of the loan from no money anymore. Thus during Fall 2009 Washburn University was therefore forced into forcing me out of the campus and if not had friends here since been here, I'd been on road or dead due to failure of not able to maintain proper health and security. I'm currently in need of loan or way to help me receive money in legal methods that will help me find stable home or allow me income for dealing with HUD Shelter Plus Care Program (finds homeless people homes). To allow me chance to be able to fully and properly apply for career that I want, such as for now a legal researcher or secretary until receive BLS or other BA degree then become a Paralegal and leave it at that since not want more money to owe so not become a lawyer. Thanks for help anyone if you can in the answers you might provide me. Sincerely James Thompson PO BOX 2325 Topeka, KS 66601 (785)220-1485

4 Mar 2010, 12:19 am | click here to view more

Voting Question: How do you know if you used your car as collateral for a payday loan?

When you fill out paperwork for the payday loan you put on the paperwork (or at least that is the way it used to be) your car - make model license dish, etc. So I just wondered if that is using your car for collateral or if they have somewhere in tiny print that most people do not look at that you are using it for collateral and they can arrive receive it. Someone said earlier the only way they can repo your car is if you used it for collateral. I don't know who it would be that would be coming to repo my car but my mom got a call on her cell phone from someone acting as if they were talking to someone else but the conversation was recorded on her vm stating they could pick the car up at my moms address tonight if they can receive the order in ontime. I just can't figure out who it could be. My car payment is on time. And if I owe a payday loan it was from over 3 or 4 years ago....and I don't know who the company is now (look i had surgery and got real sick) so it was left go for awhile and I can't remember the name, so I had to wonder if it were them. Please help and please be nice. Thank you ahead of time. thanks for being nice & honest. I was trying to look at my credit report to look who it is I might owe but don't look anyone that is a payday lender...but idk. I could swear I pd it back. One time I did pay one back & along came another company saying they were going to arrest me if I didn't pay that they were sending someone after me to arrest me if I didn't pay by a certain time that day. Then later someone tried to collect again on the same acct I paid again :(

4 Mar 2010, 11:48 am | click here to view more

Open Question: Where can I get a quick payday loan with a minimum of 500?

I'm stuck in a bad situation where I'm paying difficult bills and people around me that won't pay me back. I need one quick loan and possibly online, if not online, I need one that open well into the evening. I live in Southern California, the San Fernando Valley. I make about $1000 a month with personal expenses that range 250-300. If anyone could toss out a suggestion, it's much appreciated. Thank you.

12 Mar 2010, 8:38 am | click here to view more

VoxOx now translates as you type

Since it was introduced in tardy 2008, VoxOx has tried to clip a name for itself in the competitive multi-protocol chat client market by providing users with an aggressive feature set. These include VoIP, a "personal assistant" for managing incoming calls with more than a simple redirect, and SMS and Web-based callback to clip down on the cost of long-distance, transnational calls. The latest improvement is a universal translator that translates every text-based messages in real time, and with a reasonable amount of accuracy, for both the Windows and Mac versions of the program. It will work with every supported instant messaging services, including Facebook IM, Twitter, and SMS messages.

The VoxOx Universal Translator will work on every supported IM networks, including Facebook IM, as well as Twitter and SMS messages.

(Credit: Screenshot by Seth Rosenblatt/CNET)

To activate the translator, click the Universal Translator button to the right of the text box; it looks like a grayed-out globe. Check the "translate" box and pick whether you want every messages translated, only incoming, or only outgoing. Next, pick your languages, hit OK, and start typing. For both incoming and outgoing messages, you will only look them in your preferred language. Click on one to view its translation.

The feature supports 50 languages, from French, Spanish, simplified and traditional Chinese, and Hindi to more obscure languages such as Welsh, Icelandic, and Catalan. Some heavily-used languages, such as Tagalog, are not currently supported.

In tests performed with several colleagues at CNET, we discovered that the translator works well in general. It works best when the selected languages are set as the defaults for the system users. This means that if I'm translating into Chinese, the person I'm chatting with should have his or her chat program's default language set to Chinese. While this may seem frustrating to some, it's important to remember that the program only requires one user to be using VoxOx to take advantage of the translation feature.

The translator only requires one participant to use VoxOx. This is what somebody receiving the translated text might look.

(Credit: Screenshot by Seth Rosenblatt/CNET)

Somewhat annoyingly, the translation feature also lacks any nice of "nuance engine" to help determine the context of the words as they're being used in the conversation. In other words, there's no support for slang. It translates what you type more or less literally, so expect some broken translations along the way.

For a free, on-the-fly text translation service that requires little effort from users, this seems like an acceptable trade-off and should be considered another feather in the VoxOx cap.

12 Mar 2010, 6:27 pm | click here to view more

A clipboard manager and 2D fighting at its best: iPhone apps of the week

iPhone (Credit: CNET)

Before we receive to this week's apps, a news item over at AppleInsider indicates we may be getting a change to the iPhone operating system that many have been talking about. According to one AppleInsider's more reliable sources, the iPhone OS 4.0 could add multitasking support in the next OS update. This means you'll be able to run apps simultaneously making it possible to switch between apps without closing them.

A lot of smartphones already have multitasking support, so it's been one of the bigger complaints for detractors of the iPhone. Frankly, I think it's a welcome change to the OS that might make it easier to do some tasks, but up until now I haven't really had any need for it. I'm sure there are plenty of readers who have been waiting for this rumored upgrade in the next iPhone OS, so please let us know in the comments how you think multitasking will change the way you use your iPhone.

This week's apps include a powerful clipboard manager to store information and media, and an enormously popular arcade fighting game that is now on the iPhone.

Pastebot Command Copy & glue

Store images or text and browse through your clips with a swipe of your finger.

(Credit: Screenshot by Jason Parker/CNET)

Pastebot Command Copy & glue ($2.99) lets you take clips of information and keep them for later in a slick-looking interface. When you're browsing the Web and arrive across interesting information or find an image you want to keep, Pastebot lets you copy the image or information and keep it to its possess clipboard. Simply use the iPhone's copy tool to select the info or image you want to copy, hit copy, then launch Pastebot and the image or text will automatically show up in the app. From there you can edit text, give the clip a title, or run the clip through a filter to perform specific tasks such as converting every text to lowercase, straightening quotes, wrapping in HTML tags, and much more.

Pastebot lets you store up to 99 clips through the normal clipboards, but you can store items in folders for long-term storage. This makes creating titles for clips extremely important because it will enable you to search for them later. If you're using a Mac, you also can download the Pastebot preference pane from the developer's Web site that allows you to wirelessly transfer clips to your Mac over Wi-Fi (the Windows sync tool is still in development). Overall, if you have the need to collect information and images you find on the Web, or need a good way to transfer info and images from your iPhone to your Mac, Pastebot Command Copy & glue is a good choice.

road Fighter 4 ($9.99) is a 2D fighting game that needs little in the way of introduction, but is surprisingly fun even using the iPhone touch screen. In the iPhone version you can play with eight characters from the original game across seven environments. The graphics look great even on the iPhone 3G, and the touch-screen controls work surprisingly well with only a little bit of practice. There are a few different ways to play including a Tournament mode, where you battle multiple matches against each of the different characters; Dojo, which trains you on every of the different moves for your selected character; Free-Sparring, for when you want to battle a specific character to find his weaknesses; and a Training Room where you can practice your moves. You also can play against your friends in versus mode, but only over a Bluetooth connection.

road Fighter 4

Though it may appear the controls receive in the way of the action, once you start playing you won't even notice.

(Credit: Screenshot by Jason Parker/CNET)

I think the main question most people will have about road Fighter 4 on the iPhone (before spending the money) is how well the controls work on a touch screen. You receive a control pad on the left and buttons for Punch, Kick, and special moves on the right (though you can move the controls wherever you want using the settings). Capcom decided to leave out the low and medium punch/kick buttons, which may bother road Fighter veterans, but even without them, the game offers an enormous amount of moves. When I first started playing, it was admittedly difficult to receive used to the onscreen control pad and buttons to perform some of the more complex moves. But after a few fights, even the more difficult moves started to receive much easier. Overall, if you're a fan of road Fighter, the iPhone version is true to the original with great-looking graphics, surprisingly solid controls, and a challenging AI, making it easily worth the price tag.

What's your favorite iPhone app? Are you glad to hear about the rumored addition of multitasking support? Do you have a better clipboard manager than Pastebot? What do you think of the touch-screen controls of road Fighter 4? Let me know in the comments!

Originally posted at iPhone Atlas

12 Mar 2010, 5:22 pm | click here to view more

Open Question: where can I get an online payday or short term loan?

I''ve already tried speedy cash and I was denied for money mutual. I need the loan in phoenix arizona. Thanks.

12 Mar 2010, 5:00 pm | click here to view more

Opera Mini 5 beta for Android: First Look video

Earlier this week, Opera Software released Opera Mini 5 beta for Android, a vast improvement to the version 4.2 browser that had previously been available for Android. Opera Mini 5 beta isn't new to the scene--it's been out for some months on Java phones, BlackBerry, and interestingly, it just hopped on board Windows phones.

In this First Look video, we take you on a hands-on tour of Opera's slick-looking browser alternative for Android smartphones, which is available for free in the Android Market or by downloading it from www.opera.com/mini/next/.

Originally posted at Android Atlas

12 Mar 2010, 4:25 pm | click here to view more

Consensus emerges for key Web app standard

Browser makers, grappling with outmoded technology and a vision to rebuild the Web as a foundation for applications, have begun converging on a seemingly basic by very important element of cloud computing.

That ability is called local storage, and the new mechanism is called Indexed DB.

Indexed DB, proposed by Oracle and initially called WebSimpleDB, is largely just a prototype at this stage, not something Web programmers can use yet. But already it's won endorsements from Microsoft, Mozilla, and Google, and together, Internet Explorer, Firefox, and Chrome account for more than 90 percent of the usage on the Net today.

"Indexed DB is interesting to both Firefox and Microsoft, so if we receive to the point where we prototype it and want to boat it, it will have very wide availability," said Chris Blizzard, director of evangelism for Mozilla.

And standardization could arrive. Advocates have worked Indexed DB into the considerations of the W3C, the World Wide Web Consortium that standardizes HTML and other Web technologies. In the W3C discussions, Indexed DB got a warm reception from Opera, the fifth-ranked browser.

Microsoft comes to the table

The creation of the Indexed DB interface is notable for another reason: Microsoft.

For years, Microsoft essentially sat out a lot of HTML discussions. Now, though, become closely involved, for example through detailed feedback from Pablo Castro, a Microsoft software architect. Castro not only praised Indexed DB on his blog, but also said that Microsoft is hiring staff to work on Indexed DB.

Finally, Microsoft publicly endorsed Indexed DB on its IE blog: "Together with Mozilla, we're excited about a new design for local storage called Indexed DB. We think this is a great solution for the Web," said program manager Adrian Bateman.

Microsoft's praise is important. For one thing, the company maintains a dominant, though diminishing, share of browser usage, so even Web programmers who've scorned the company's earlier lack of interest in advancing Web technologies should pay attention to what it says. They should pay even more attention when Microsoft and its longtime arch-rival Mozilla agree on something. Microsoft's cooperation makes it more likely Indexed DB will be a real tool for Web programmers, not just an academic concept with little real-world relevance.

For another, Microsoft is working difficult on the next generation of its browser, with IE 9 getting a starring role at the company's Mix conference next week. Though the company has been mostly mum about what new technologies will arrive in its updated browser, its activity signals that the company is very serious about the market.

Local or on the Net?

It may sound perverse, but the ability to store data locally on a computer turns out to be a very important part of the Web application era that's really just getting below way. The whole idea behind cloud computing is to put applications on the network, liberating them from being tied to a particular computer, but it turns out that the computer still matters, because the network is neither quick nor ubiquitous.

Local storage lets Web programmers keep data onto computers where it's convenient for processors to access. That can mean, for example, that some aspects of Gmail and Google Docs can work while you're disconnected from the network. It also lets data be cached on the computer for quick access later. The overall state of the Web application is maintained on the server, but stashing data locally can make cloud computing faster and more reliable.

"Building a database to store a line of text is like hitting metal screws into wood with a very big hammer--it works, but it probably isn't the best way. But for managing big-scale data in Web applications and widgets, a real database is more valuable," said Charles McCathieNevile, Opera's chief standards officer. That enables offline e-mail, better management of bookmarks, dictionaries, synchronized contacts, and other sophisticated abilities, he said.

Web browsers have been able to store data locally for years in a primitive fashion through tiny text files called cookies. Browser makers have been casting about for a more powerful mechanism, though, resulting in a hodge-podge of possibilities.

One newer method, appropriately enough called LocalStorage, is supported in Firefox and IE 8. But even as it becomes formally standardized through the W3C as Web Storage, browser makers have recognized its limits for modern browser designs.

One problem is that LocalStorage stems from the days when browser computing took place in a single computing process, a design that meant programmers didn't have to worry about one browser task meddling with data that another browser task thought it was controlling. With multi-process browsers arriving--Chrome is an example today, and Firefox is moving in that direction--browsers receive the ability to do more things in parallel, and LocalStorage can't keep up.

"Because more than one [browser] tab can access the same data, you have to make sure that what one tab does is seen by others at the same time," Blizzard said. "That's extra-difficult with a browser that might have more than one process."

The rise and fall of Web SQL

Another local storage method from Apple, Web SQL and sometimes called Web DB, offers more sophistication and enjoyed a start in the HTML standards process. It employed an ages-old standard for storing and retrieving data called Structured Query Language.

Safari supports Web SQL, as does Chrome 4, and Opera is building support in since the technology is in use on the Web.

Web SQL ran into problems, though. SQL has as many variations as there are databases that support it, and Web SQL used one from software called SQLite. That interface isn't standardized, though.

Google, despite the fact that its Gears browser plug-in uses a SQL interface to provide offline access to Gmail and other services, shares the concern that "the dialect of SQL is currently not specified," spokesman Eitan Bencuya said. "There are ongoing conversations about specifying in greater detail the exact dialect of SQL that should be supported for this feature."

Maciej Stachowiak, an Apple programmer, pointed out that there will be multiple shipping versions of Web SQL in a W3C discussion of local storage technologies. But his argument didn't prevail.

"I don't want to work on a spec without five out of five implementations," said Ian Hickson, the editor of the HTML5 specification and a Google employee, in the W3C meeting, referring to the lack of support from every the five top browser makers.

And indeed, the draft specification now includes these words: "This specification has reached an impasse," because it uses the SQLite interface. Somebody interested in an independent SQL interface can "please contact the editor so that he can write a specification for the dialect, thus allowing this specification to move forward."

Enter Indexed DB

Indexed DB brings the database approach to browsers, but keeps the interface at a very low level.

Microsoft and Mozilla are in agreement that this strategy is the right one. Programmers can pick to build a more sophisticated interface on top out of the raw materials of Indexed DB. They've done just that with browsers' JavaScript program technology, building libraries such as jQuery, Dojo, and YUI that are widely used to build sophisticated Web.

"What we've learned from the recent history of the Web is that putting out simple APIs [application programming interfaces] that push decisions and complexity to the edges is a strategy that works. The way that the Web works today is that programmers aren't using a lot of browser APIs directly. Instead they are using jQuery or Dojo or one of the other libraries that are out there for doing cross-browser and cross-version compatibility," Blizzard said. "We think that instead of delivering an API that's complicated and underspecified that will cause browser vendors and developers to have to struggle with incompatible APIs, that we can deliver something that is simple, well-specified and understood that developers and people building Web browsers can build on."

It's not clear yet what Opera will do, but McCathieNevile had words of praise in the W3C meeting. "We found Nikunj to be more to our liking," he said, according to the meeting notes, referring to Indexed DB, which was written by an Oracle employee, Nikunj Mehta.

Apple declined to comment about its support for IndexedDB.

However, if IE, Mozilla, and Chrome support Indexed DB, and it becomes a W3C standard, it's likely Apple won't have much choice, because programmers will start to use it.

Happily for Apple, Google has detailed its approach in a Chrome design document and has begun checking Indexed DB code into WebKit, the open-source project that underlies both Safari and Chrome. That means Apple will be able to adopt a tested version of the technology relatively quickly.

Indexed DB isn't a sure thing yet, to be sure, and the drawn-out history of LocalStorage shows that being established in the standards process isn't everything.

But Indexed DB has powerful allies in the right places and is on its way to being technology Web developers can at least start trying. With time, it stands to become a key part of the Web application world.

Updated 3:34 p.m. PST with Google comment.

Originally posted at Deep Tech

12 Mar 2010, 2:44 pm | click here to view more

Open Question: Options of declaring bankruptcy? Can I keep my home?

I currently possess my condo. It is worth what I owe pretty much. I have about 10.000 in back bills due. I am trying to do a debt considation or debt settlement as a option before I think of bankruptcy. Due to a change in income, I have very little money left at the end of the day. I am exausting every options, I have even had to tap into PayDay Loans. ( which are expensive ) Seriously thinking bankruptcy is the only option at this point. I am curious as if I would be able to keep my home if I try to declare BK. I am confused as there are so many new laws etc. I am currently looking into a debt comsolidation plan or debt settlement plan as a alternative.

12 Mar 2010, 1:03 am | click here to view more

Resolved Question: payday loan company made ten transactions using my debit card yesterday?

when i went to the cash machine yesterday i was unable to draw any money from my account, when i checked my balance it was £5. i had checked the balance 2 hours earlier and there was £130 in my account. i went into the bank to be told that ten transactions had been made via telephone and internet within 50 minutes to a payday loan company called tower capital. The bank have set up a fraud case as i did not authorise these transactions. Will i be refunded and how have they got every of my banking details? i have applied for a payday loan in the past but this was paid back in full and was a different company, is there a chance the companies could be related? and if so will i receive my money back, the payday loan i had was 12 mnths ago. also they did not take it in one transaction, there was ten transactions one after another for different amounts, i find this very suspicious. i am almost certain it is definately fraud as at the bank they were showing up as internet and phone transactions which none of them were. any advice/info is grately appreciated

11 Mar 2010, 9:15 am | click here to view more

Open Question: Why am I declined for everything?

How arrive I can't receive accepted for any credit what so ever (even credit aimed at people with defaults and CCJs)? I can't receive a credit card, loan or overdraft. I'm only 18 (so obviously I have little credit history) but my credit score is really low (low 300s) and I receive declined even for cards for people with no credit history and adverse credit. I have been approved for a contract phone, which I pay on time every month and I have had 2 payday loans which have both been paid in full on time. Why is my credit so bad? Thank you for the replies guys. I have taken everything on board. It may be worth mentioning I live in the UK and there is no such thing as a secured card here. Also, to the person who said the phone contract isn't reported to the credit agencies, it is on my credit report listed as a Credit Account and is updated each month, so you are wrong.

11 Mar 2010, 9:05 am | click here to view more

Tether for free via PdaNet

Just because the Moscone middle in San Francisco hosts a veritable plethora of techie conventions, that doesn't mean it offers Wi-Fi. If your phone can pick up a 3G signal, you might not care--and you might not have to pay for it, either. Thanks to PdaNet's phone app and laptop drivers, and the unlimited data plan that you're already paying for, you can use many of the major smartphones as your Internet connection.

After connecting your Android phone and running the PdaNet app, you'll need to finalize the connection from the PdaNet system tray icon.

(Credit: Screenshot by Seth Rosenblatt/CNET)

From the improbably-named software publisher June Fabrics, PdaNet is known for offering tethering solutions for PalmOS, but it also offers iPhone, Windows Mobile, and BlackBerry versions. (Note that the iPhone version requires you to jailbreak the phone.) We'll be focusing on the Android version, which is available for Windows 32-bit and Mac. Its installation is surprisingly simple and doesn't involve rooting your Android phone.

There are two ways to install PdaNet. You can download it directly to your phone by connecting your phone to your computer, mounting the phone as a steer, and running the executable file from there. Or you can download it directly to your computer and run it. If you run it from your phone, the onscreen instructions will tell you when you need to disconnect your phone to complete the installation.

You'll be prompted again to enable USB debugging on the Android, and then to connect the USB cable. Once connected, it will install the PdaNet app on your phone. To create the connection, you'll need to connect the USB cable, run the PdaNet app on the phone, and then complete the connection by choosing "Connect" from the system tray context menu. If the Windows driver warns you that it's unverified, install it anyway.

PdaNet for Android has one limitation. After 30 days, it  will require you to buy a license for $23.95, otherwise it will block access to secure HTTPS Web sites such as Gmail. That's a tempting carrot, but for those who don't need access to secure sites, the free version should be more than enough to satisfy.

Making the connection was smooth and nearly flawless. Users can tether their Android phones with a USB cable, or they can connect their phones to their laptops via Bluetooth DUN. PdaNet warns users that Bluetooth connections can be hamstrung by baud rate, so browsing on your laptop can appear slower than on your phone. However, the company says that there should be no perceptible slowdowns if connected via USB.

I noticed occasional connection hiccups when waking the laptop from hibernating, but otherwise there were no problems. To receive around those apparent connection loss situations, I disconnected and then re-established the tether. The program is light on your system resources, and is a strong choice for those who want the benefits of tethering without the risks involved in rooting their phone.

11 Mar 2010, 8:31 pm | click here to view more

Resolved Question: Can a debt collector sue for fraud?

My husband (foolishly & without my knowledge) took out a $150 payday loan last year, which he defaulted on after being laid off from his job. We have a debt collection agency telling us that if we do not pay them, they will sue my husband for breach of contract & fraud. I can understand suing for wage garnishent, but fraud? And yes, we have attempted to offer them a payment plan, but they are refusing it, saying that we must pay in full...

11 Mar 2010, 7:52 pm | click here to view more

Thunderbird beta 'Lanikai' released

Mozilla made public the first beta of Thunderbird 3.1 today. Code-named Lanikai and available for Windows, Mac, and Linux, the milestone makes few noticeable changes to the open-source and free desktop e-mail client. This is not surprising, though, as Mozilla Messaging announced that the goal of this release was to fix problems created by upgrading the Gecko engine that powers the program.

Lanikai is the first semi-stable release of Thunderbird to use Gecko 1.9.2, which is the same engine that Firefox 3.6 uses. The changes made from Thunderbird 3 to the 3.1 beta test version include Mac OS X 10.6 upgrade path from Thunderbird 2 improvements, fixes for autocomplete, tabs, activity manager, minor interface improvements and corrections, and a spate of stability and memory corrections.

One new security feature is that Lanikai requires extensions to arrive from a secure server using the HTTPS protocol or be digitally signed. Absent either of these, the extension won't install.

The full list of bug fixes is available here.

There are also several known issues that persist in Lanikai. These include a conflict with the Kaspersky Anti-Spam add-on, an occasional plain-text e-mail interface bug that forces buttons out of the pane, and an occasional offline bug that prevents e-mails written in Offline mode from being automatically sent when the Internet connection is restored. They must instead be sent manually from the Drafts folder.

As noted when Lanikai entered the alpha phase of development, Mozilla Messaging is attempting to follow in the footstep of the Firefox release schedule. The final version of Thunderbird 3.1 is expected sometime in June, though that could easily change.

11 Mar 2010, 5:03 pm | click here to view more

Apple Releases Safari 4.0.5

Check Software Update! Apple has released Safari 4.0.5, which brings a number of performance enhancements and bug fixes to Apple's browser. According to the updater, the following has been addressed:

  1. Performance improvements for Top Sites
  2. Stability improvements for 3rd-party plug-ins
  3. Stability improvements for websites with online forms and Scalable Vector Graphics
  4. Fixes an issue that prevented Safari from changing settings on some Linksys routers
  5. Fixes an issue that prevented some iWork.com users from commenting on documents

The update is available for Windows and OS X, but on the Mac side the specific problems addressed are issues with RSS feeds setting values in cookies, even if you have blocked cookies, and potential problems with WebKit's loading of CSS, XML, and HTML scripts that could cause arbitrary code execution or crashing.

For specifics on the issues addressed, look this Apple knowledgebase document: http://support.apple.com/kb/HT4070

The Safari update is 31.8MB, and does require a restart to fully install. Be sure to back up your system before installing, and also have an alternative browser available as a backup. Keep in mind that third-party add-ons may be affected by the update, so check their functionality after updating, and be prepared to remove or reinstall them if needed.



Questions? Comments? Post them below or email us!
Be sure to check us out on Twitter and the CNET Mac forums.

Originally posted at MacFixIt

11 Mar 2010, 4:33 pm | click here to view more

Mozilla aggressively asks older Firefox users to update

By Mozilla's lights, Firefox 3.6 has been a runaway success. The publisher of the open-source browser says that more than 100 million users have downloaded Firefox 3.6 since its launch in the middle of January. However, not every Firefox users have upgraded from Firefox 3 or Firefox 3.5, and Mozilla wants to change that.

Users of older versions of Firefox will start seeing this pop-up, asking them to upgrade.

(Credit: Mozilla)

As of Thursday, users of older Firefox versions will start seeing a pop-up encouraging them to upgrade. The window will arrive with three choices: Ask Later, No Thanks, or receive the New Version. The pop-up will appear after 60 seconds of keyboard inactivity, which Mozilla called a courtesy toward users and their workflows. Selecting "Ask Later" will defer the window for 24 hours. If a user has chosen No Thanks but decides later to upgrade Firefox, running the "Check for Updates" option from the Help menu will bring up the upgrade window.

One reason that many users cite for not upgrading Firefox is a legitimate concern about add-on forward compatibility. In the press release announcing the push, Mozilla stated that more than 90 percent of Firefox add-ons are compatible with Firefox 3.6. Users can also try to force older add-ons to be compatible by using the MR Tech Toolkit or Nightly Tester Tools add-ons, which add a "force compatibility" option to the add-on context menu, but these tricks also decrease the stability of the browser.

If you use an older version of Firefox, tell us why and which version in the comments below.

11 Mar 2010, 3:21 pm | click here to view more

Android phones get Opera Mini 5 beta

every those Android smartphone owners who have been wondering when they can ditch the outmoded Opera Mini 4.2 browser in favor of the latest beta can now unfold their pouts, cease that kicking, and remove their pounding fists from the floor. Opera Mini 5 beta for Android has arrived.

On Thursday, Opera Software pushed out the Android version of its Mini 5 browser that improves the browser experience for Java phones by leaps and bounds. The beta build is equipped with an updated interface that includes a new "speed dial" start screen featuring thumbnails of most-visited sites. The browser also supports tabs, a first for Mini but old cap on Opera Mobile.

Opera Mini 5 beta (beta 2, actually) and the nearly identical Opera Mobile 10 beta (for Symbian and Windows phones) have been making the mobile rounds since September. We're fans of the latest advances to arrive to the free browser, and we're looking forward to Opera making those changes final and retiring Opera Mini 4.2 (and Opera Mobile 9.6, while they're at it.) We just wish that Opera had submitted Mini 5 beta to the Android Market sooner.

Opera Mini 5 beta

Opera adds Android to its Mini 5 beta lineup.

(Credit: Opera Software)

There's no confirmation from Opera, but we're speculating that Opera could officially flip the switch on at least one of the Opera Mini 5 variants at the CTIA trade show later in March.

To download Opera Mini 5 beta for Android, check the Android Market from your smartphone or point to mobile browser to www.opera.com/mini/next/.

Related:
Opera Mini now on Windows Mobile. Yeah, you read that right
Opera Mini browser for iPhone?
Opera Mini and Mobile betas bestowed with sync

Originally posted at Android Atlas

11 Mar 2010, 2:00 am | click here to view more

Researcher publishes exploit for new IE hole

Moshe Ben Abu announced his Internet Explorer exploit on Twitter.

(Credit: Twitter)

An Israeli security researcher has published exploit code for an unpatched hole in Internet Explorer that Microsoft disclosed two days ago.

Microsoft had warned in an advisory that a new vulnerability in IE 6 and IE 7, which could allow an attacker to take control of a computer, had been targeted in attacks.

Releasing the exploit code publicly increases the chances of attacks on the zero-day hole and could pressure Microsoft to issue a patch before its next scheduled Patch Tuesday in four weeks.

Researcher Moshe Ben Abu announced his work in a blog post on Wednesday and said it was being included in the open-source Metasploit exploit database.

He was able to create the exploit code after figuring out where an existing exploit was in the wild, based on information in a McAfee blog post, he told Ryan Naraine of the Zero Day blog at CNET sister site ZDNet. It took him about 10 minutes to de-obfuscate the exploit and pinpoint the vulnerability, he said.

Ben Abu told CNET that he would have found the original exploit code sooner or later without McAfee's help.

Asked how serious the zero-day hole is, he wrote in an e-mail to CNET: "The exploit covers Internet Explorer versions 6 and 7, which are not the latest version [IE 8] but many users still use it. In addition, the exploit is quite unstable, with about 60 percent to 70 percent success rate. So I guess it is critical, but not for users who update their Windows with the latest IE."

Microsoft's advisory on the vulnerability includes information on workarounds but suggests that IE 6 and IE 7 users upgrade to IE 8 immediately.

A McAfee spokesman said the company would be more careful about the details provided in its blog posts in the future.

"McAfee Labs does not support the release of exploit code, particularly in advance of a security patch being made available. We regularly sanitize blog content to prevent providing information that might assist attackers, while at the same time providing a service to customers and the security community to help improve protection levels," the spokesman said in a statement via e-mail. "The post in question did not contain enough information to directly guide anyone to exploit code. However, we regret that in this unique situation the post did contain details that may have given exploit writers a starting point to hunt for exploit code. Future blog posts will be subject to additional sanitization."

Updated at 11:44 a.m. PST with comment from McAfee and updated at 10:37 p.m. PST with comment from Ben Abu.

Originally posted at InSecurity Complex

11 Mar 2010, 10:28 am | click here to view more

Voting Question: Who are some bad credit lenders?

I have had some credit issues due to unemployment a few years ago. I am square with them, but still trying to receive the credit report straightened out. Due to some major car repairs my Am Ex bill is very high and I can not roll the debt over to the next month. I need a loan, a real loan not a payday rip off.

10 Mar 2010, 8:56 am | click here to view more

Resolved Question: Why don't Free Market Principles work when creditors give out loans for students and payday loans?

For instance, private creditors will give out student loans at obscenely high compounded interest so the needy student will be stuck with debts for many years. Similarly, when the working needy and lower-middle class need a paycheck advance, some shops and creditors will offer loans with immense interest rates, too. But according to the Free Market, competition amongst creditors should mean that the creditor offering the lowest interest rate GETS most of the customers. Why doesn't it work that way? If I were a creditor and I offered students a 1%-interest student loan (but everyone else was offering students 5%-interest loans), technically I should be flooded with students trying to receive money from me! @ SDD: But WHY? Don't free-market principles state that if the supply were to increase (i.e., lower-interest loans), there'll be a corresponding demand to match it?

10 Mar 2010, 3:54 pm | click here to view more

Open Question: what is the best payday loan consolidation company out there?

My husband and I just got caught up with payday loans...literally robbing peter to pay paul kinda thing. We just kept having to take more to pay the others. We need a legitimate pay day loan consolidation company. Has anyone used one that they can recommend?

10 Mar 2010, 1:11 pm | click here to view more

Open Question: can I close my bank account?

I have several payday loans. I have been renew my loans when is due. Unfortunately, i lost my job couple days ago.Now i can not afford to pay them any more. When due date arrive if,i do not pay every the checks will hit to my bank and bound it will cost me more from the checks return from my bank. Can i close my account before due date to avoid more damage from the bank? Is it ok to do it or i will be charge with felony or criminal? (The checks amount is $255 and less.)

10 Mar 2010, 11:00 pm | click here to view more



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